Back property taxes in Allentown? Pennsylvania can sell your home for unpaid taxes after 24 months of delinquency. We buy houses with tax liens — pay the taxes at closing, give you the difference in cash, save your credit.
Falling behind on property taxes in Allentown, Pennsylvania can spiral fast. Pennsylvania counties begin tax sale proceedings after a fixed period of property tax delinquency. BuyHousesInCash buys homes with tax liens, tax delinquency, and even properties scheduled for tax sale. We pay the back taxes from sale proceeds at closing, so you never write a check. You walk away free of the tax burden with cash in hand.
Pennsylvania property tax bills compound their consequences. The original tax becomes delinquent, then penalty interest, then collection fees, then attorney costs once the county initiates legal proceedings. A Allentown homeowner who fell $4,000 behind two years ago typically owes $7,000-$9,000 by the time the tax sale is calendared. Cash sale proceeds pay it all at closing.
Bankruptcy can pause a Pennsylvania tax sale via the automatic stay, but only briefly. Property taxes are typically priority unsecured debt in Chapter 13 and survive Chapter 7 discharge entirely. Allentown homeowners hoping bankruptcy will solve tax arrears usually discover it postpones rather than eliminates the problem.
Tax delinquency in Allentown often correlates with other distress signals — job loss, medical bills, divorce — and Pennsylvania doesn't have a hardship program that reliably saves the home once 24 months pass. Lehigh County's deferral programs cover seniors and disabled veterans but rarely the working-age homeowner facing a temporary cash crunch.
Investor purchasers at Lehigh County tax sales typically pay only the back taxes plus fees, leaving any residual property value as profit when the redemption period expires. Allentown homeowners who let this happen lose their entire equity. Selling to BuyHousesInCash before the sale captures that equity for the seller, even if only at 60-75% of after-repair value.
Pennsylvania tax sales in Lehigh County run on an annual or biannual cycle. Allentown properties enter the eligibility pool after the statutory delinquency period. BuyHousesInCash buys before the sale to preserve owner equity beyond what the tax-deed holder would.
No obligation. We close at a Lehigh County title company.
Call (555) 555-CASHPennsylvania can typically begin tax sale proceedings after 24 months of delinquency. The county or municipality issues a tax certificate to investors, and after a redemption period, the property can be sold at auction. BuyHousesInCash can typically close before tax sale in Allentown as long as you contact us before the auction date is finalized.
No. BuyHousesInCash pays all delinquent property taxes, penalties, and interest from the sale proceeds at closing. The title company in Pennsylvania disburses funds to the county tax collector, clears the lien, and the remaining cash goes to you. You write zero checks. This is one of the biggest reasons homeowners with Allentown tax delinquency choose us.
Even after a tax certificate is sold to an investor, Pennsylvania provides a redemption period during which you can pay off the certificate plus interest and reclaim your property. BuyHousesInCash can buy your home and redeem the certificate at closing during this window. Don't wait until the redemption period expires — call us as soon as possible.
Yes. Federal IRS tax liens against you personally do attach to Allentown real estate. The IRS has procedures (Form 14135) to discharge a property from the lien at closing in exchange for paying the lien amount or a portion. BuyHousesInCash works with title companies experienced in IRS lien discharges. Pennsylvania state tax liens follow similar processes.
The math has to work — sale proceeds need to cover the back taxes plus our offer price. If you have $50,000 in back taxes on a $200,000 Allentown home, we have plenty of room. If back taxes are $180,000 on a $200,000 home, the offer becomes minimal. We'll run the numbers transparently and tell you what you'd net before any commitment.
Common scenario. Both get paid off at closing from sale proceeds. The title company disburses to the lender (mortgage payoff) and the Pennsylvania tax collector (delinquent taxes), then any remaining equity goes to you. We handle multi-creditor closings in Allentown regularly — it adds about 3-5 days to closing time but isn't a deal-breaker.
Most Pennsylvania counties will postpone or cancel a scheduled tax sale once they receive proof of a pending sale to a buyer who will pay off the delinquent taxes. BuyHousesInCash' title company submits the contract and proof of funds directly to the Allentown tax office to halt the sale. We've stopped tax auctions with as little as 5 days notice.
Selling to BuyHousesInCash doesn't directly impact credit. The negative items — late mortgage payments, judgments, the tax lien itself — already affect your credit. Selling clears those liens, which over time helps your credit recover. Compare to a tax sale: losing the home plus continued lien on credit report. The voluntary sale is almost always the better credit outcome.
No. Pennsylvania cash buyers cover standard closing costs including title work, recording fees, and tax-payoff processing. The Lehigh County back taxes are paid from sale proceeds, not on top of the offer.
Cash home buyers in Allentown and Lehigh County purchase properties with property tax delinquency. They pay off the Pennsylvania tax collector at closing as part of the standard title work, releasing all liens and transferring the property clear.
Often yes. Pennsylvania provides redemption windows after most tax sales. Cash buyers can close within these windows in Lehigh County, redeeming the tax lien and transferring clear title.
Sometimes. We resolve them at closing. BuyHousesInCash title in Lehigh County identifies lien buyers and pays them their statutory return, freeing the property to transfer.
Pennsylvania requires 24 months of property tax delinquency before tax-sale eligibility in most jurisdictions. Lehigh County specifics may vary. Check with the tax collector to confirm your exact timeline.
Senior property tax exemptions in Pennsylvania can reduce or freeze the tax basis for qualifying homeowners over 65 in Lehigh County, but enrollment must happen before the delinquency, not after. Allentown seniors who missed enrollment cannot retroactively apply it to wipe out arrears. Selling can be the better outcome when retroactive relief isn't available.
Most Lehigh County tax sales use a certificate-auction process where investors bid on the right to collect the delinquency plus interest. The homeowner retains a redemption window (often 1-3 years in Pennsylvania) during which they can pay off the certificate plus accumulated interest and reclaim clean title. BuyHousesInCash regularly closes during this redemption window, paying the certificate as part of the closing.
Tax-lien sale investor activity in Lehigh County varies year to year. Pennsylvania Allentown markets with high investor activity see liens auctioned quickly; less active markets see slow auctions or no buyer interest. The seller's leverage depends on this market state.
Pennsylvania payment plans for delinquent property taxes exist in some Lehigh County jurisdictions. Allentown homeowners can stop tax-sale acceleration by entering plans; default reactivates the timeline. Plans require monthly capability; not all homeowners qualify.