Cash Home Buyer vs Realtor: Which Saves You More?
March 27, 2026 · 10 min read
Side-by-side math with 5 real-world seller scenarios where each path wins.
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Plain-English guides on foreclosure, inheritance, divorce, market timing, and how cash offers actually get calculated.
Every cash home buyer in the country uses the same basic formula — After-Repair Value times 70%, minus estimated repair costs. Here's the math, the variables, and how to evaluate any offer in 30 seconds.
Read the full breakdown →Side-by-side math with 5 real-world seller scenarios where each path wins.
Practical 10-minute vetting checklist to separate legitimate buyers from scammers.
The realistic 7-day, 14-day, and 30-day closing timelines with bottleneck breakdown.
Pricing, condition criteria, fees, and which seller profile each path serves best.
Pricing bands by condition, market velocity, and regional patterns explained.
The recurring seller situations where cash genuinely beats traditional listing.
Legal definition, state disclosure rules, and how 'as-is' transactions really work.
Federal capital gains, primary residence exclusion, and state-specific tax variations.
Specific scam patterns including equity skimming and fake title companies.
Quick state-by-state guide to foreclosure timing and homeowner options.
Probate, remote management, and stepped-up basis for out-of-state heirs.
How to sell property during probate with multiple heirs and court oversight.
Marital home division, equitable distribution, and the cash sale option.
How property tax liens get resolved at closing and what sellers should know.
The headline math: when cash wins, when listing wins, and when to use both.
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