Back property taxes in New Orleans? Louisiana can sell your home for unpaid taxes after 36 months of delinquency. We buy houses with tax liens — pay the taxes at closing, give you the difference in cash, save your credit.
Falling behind on property taxes in New Orleans, Louisiana can spiral fast. Louisiana counties begin tax sale proceedings after a fixed period of property tax delinquency. BuyHousesInCash buys homes with tax liens, tax delinquency, and even properties scheduled for tax sale. We pay the back taxes from sale proceeds at closing, so you never write a check. You walk away free of the tax burden with cash in hand.
Redemption periods after Louisiana tax sales range from immediate (no redemption) to 3-5 years depending on jurisdiction. New Orleans homeowners in Orleans County should verify their specific timeline before assuming any cushion. Selling before the auction guarantees no redemption issues arise.
Senior property tax exemptions in Louisiana can reduce or freeze the tax basis for qualifying homeowners over 65 in Orleans County, but enrollment must happen before the delinquency, not after. New Orleans seniors who missed enrollment cannot retroactively apply it to wipe out arrears. Selling can be the better outcome when retroactive relief isn't available.
Tax liens in Louisiana are mostly senior to mortgage liens, which means a tax sale can extinguish the mortgage entirely. New Orleans homeowners who fall behind on property taxes while current on their mortgage occasionally discover their lender paid the taxes and added them to the loan balance — at a punitive rate. Either path destroys equity; selling clears both at closing.
Senior/disability tax-deferral programs in Louisiana occasionally help New Orleans elderly homeowners avoid tax-sale escalation. Orleans County administrators determine eligibility. Programs defer rather than forgive; eventual collection still occurs at sale or death. Selling proactively avoids deferral compounding.
Tax delinquency volume in Orleans County, LA reflects the broader Louisiana economic environment. A New Orleans metro of 364,136 produces a steady flow of 36-month tax-delinquency-eligible properties. Tax sales clear inventory; BuyHousesInCash acquisitions divert properties before that step.
No obligation. We close at a Orleans County title company.
Call (555) 555-CASHLouisiana can typically begin tax sale proceedings after 36 months of delinquency. The county or municipality issues a tax certificate to investors, and after a redemption period, the property can be sold at auction. BuyHousesInCash can typically close before tax sale in New Orleans as long as you contact us before the auction date is finalized.
No. BuyHousesInCash pays all delinquent property taxes, penalties, and interest from the sale proceeds at closing. The title company in Louisiana disburses funds to the county tax collector, clears the lien, and the remaining cash goes to you. You write zero checks. This is one of the biggest reasons homeowners with New Orleans tax delinquency choose us.
Even after a tax certificate is sold to an investor, Louisiana provides a redemption period during which you can pay off the certificate plus interest and reclaim your property. BuyHousesInCash can buy your home and redeem the certificate at closing during this window. Don't wait until the redemption period expires — call us as soon as possible.
Yes. Federal IRS tax liens against you personally do attach to New Orleans real estate. The IRS has procedures (Form 14135) to discharge a property from the lien at closing in exchange for paying the lien amount or a portion. BuyHousesInCash works with title companies experienced in IRS lien discharges. Louisiana state tax liens follow similar processes.
The math has to work — sale proceeds need to cover the back taxes plus our offer price. If you have $50,000 in back taxes on a $200,000 New Orleans home, we have plenty of room. If back taxes are $180,000 on a $200,000 home, the offer becomes minimal. We'll run the numbers transparently and tell you what you'd net before any commitment.
Common scenario. Both get paid off at closing from sale proceeds. The title company disburses to the lender (mortgage payoff) and the Louisiana tax collector (delinquent taxes), then any remaining equity goes to you. We handle multi-creditor closings in New Orleans regularly — it adds about 3-5 days to closing time but isn't a deal-breaker.
Most Louisiana counties will postpone or cancel a scheduled tax sale once they receive proof of a pending sale to a buyer who will pay off the delinquent taxes. BuyHousesInCash' title company submits the contract and proof of funds directly to the New Orleans tax office to halt the sale. We've stopped tax auctions with as little as 5 days notice.
Selling to BuyHousesInCash doesn't directly impact credit. The negative items — late mortgage payments, judgments, the tax lien itself — already affect your credit. Selling clears those liens, which over time helps your credit recover. Compare to a tax sale: losing the home plus continued lien on credit report. The voluntary sale is almost always the better credit outcome.
Often yes. Louisiana provides redemption windows after most tax sales. Cash buyers can close within these windows in Orleans County, redeeming the tax lien and transferring clear title.
Step 1: get a cash offer. Step 2: title company orders the Orleans County tax payoff. Step 3: sign purchase agreement. Step 4: close at title office. Step 5: proceeds pay back taxes, mortgage (if any), and the seller's net — all from one settlement statement.
Cash home buyers in New Orleans and Orleans County purchase properties with property tax delinquency. They pay off the Louisiana tax collector at closing as part of the standard title work, releasing all liens and transferring the property clear.
Yes. Property taxes owed to Orleans County are paid in full at closing from sale proceeds. The Louisiana tax collector issues a release; the title transfers free and clear.
Sometimes. We resolve them at closing. BuyHousesInCash title in Orleans County identifies lien buyers and pays them their statutory return, freeing the property to transfer.
Heirs inherit property with tax delinquency in New Orleans more often than families realize. The deceased's last few years often included missed payments, accumulated penalties, and tax sale notices that family members weren't tracking. Orleans County tax assessor records show that probate-stage tax delinquencies are roughly 20% of all annual tax-sale cases.
Most Orleans County tax sales use a certificate-auction process where investors bid on the right to collect the delinquency plus interest. The homeowner retains a redemption window (often 1-3 years in Louisiana) during which they can pay off the certificate plus accumulated interest and reclaim clean title. BuyHousesInCash regularly closes during this redemption window, paying the certificate as part of the closing.
BuyHousesInCash handles tax-delinquent New Orleans properties without requiring the seller to bring money to closing. The math just needs sale proceeds to exceed the tax debt, mortgage payoff, and our offer. When equity is too thin to cover all three, we work with lenders on short sale and with the county on tax-arrear negotiations.
Tax-sale investor purchases in Orleans County create a parallel ownership claim until redemption expires. The New Orleans homeowner may still occupy but the investor's claim grows with statutory interest (often 12-18% annually). The math becomes punitive quickly.