Last reviewed: 2026-05-10 - El Paso County, CO

Sell Your Colorado Springs, Colorado House With Back Taxes — We Pay Liens at Closing

Back property taxes in Colorado Springs? Colorado can sell your home for unpaid taxes after 36 months of delinquency. We buy houses with tax liens — pay the taxes at closing, give you the difference in cash, save your credit.

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BuyHousesInCash buys homes with back taxes and tax liens in Colorado Springs, Colorado. We pay the delinquent taxes from closing proceeds. Sellers walk away with cash and no tax burden, even if a tax sale is scheduled.
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If you owe back taxes on your Colorado Springs house, BuyHousesInCash can buy it and pay the tax lien at closing. You don't pay anything out of pocket, and you can stop a scheduled tax sale.

Falling behind on property taxes in Colorado Springs, Colorado can spiral fast. Colorado counties begin tax sale proceedings after a fixed period of property tax delinquency. BuyHousesInCash buys homes with tax liens, tax delinquency, and even properties scheduled for tax sale. We pay the back taxes from sale proceeds at closing, so you never write a check. You walk away free of the tax burden with cash in hand.

The Colorado Springs As-Is Cash Sale Explained

Tax bill explosions after El Paso County reassessment cycles affect Colorado Springs homeowners in growing-value neighborhoods. Colorado doesn't cap year-over-year tax increases the way some states do; bills can jump 20-40% in one cycle. Homeowners on fixed income face sudden affordability challenges.

Redemption periods after Colorado tax sales range from immediate (no redemption) to 3-5 years depending on jurisdiction. Colorado Springs homeowners in El Paso County should verify their specific timeline before assuming any cushion. Selling before the auction guarantees no redemption issues arise.

BuyHousesInCash handles tax-delinquent Colorado Springs properties without requiring the seller to bring money to closing. The math just needs sale proceeds to exceed the tax debt, mortgage payoff, and our offer. When equity is too thin to cover all three, we work with lenders on short sale and with the county on tax-arrear negotiations.

Tax foreclosure in Colorado (judicial in some counties, administrative in others) moves on a fixed schedule once initiated — El Paso County's process from filing to sheriff's deed runs roughly 6-9 months. Selling at any point before final transfer pays off the lien and gives the homeowner the remaining equity. After the deed transfers, that equity belongs to the new owner.

Colorado Springs Market Snapshot

Property tax volume in Colorado Springs (484,870 population, CO) creates ongoing back-tax situations that BuyHousesInCash regularly resolves at closing. El Paso County tax collector coordination is routine for our title work.

Free Colorado Springs Cash Offer

No obligation. We close at a El Paso County title company.

Call (555) 555-CASH

FAQs - Tax Delinquent / Tax Lien in Colorado Springs, CO

How does Colorado tax sale work, and how long do I have?

Colorado can typically begin tax sale proceedings after 36 months of delinquency. The county or municipality issues a tax certificate to investors, and after a redemption period, the property can be sold at auction. BuyHousesInCash can typically close before tax sale in Colorado Springs as long as you contact us before the auction date is finalized.

Will I have to pay the back taxes out of pocket to sell my Colorado Springs house?

No. BuyHousesInCash pays all delinquent property taxes, penalties, and interest from the sale proceeds at closing. The title company in Colorado disburses funds to the county tax collector, clears the lien, and the remaining cash goes to you. You write zero checks. This is one of the biggest reasons homeowners with Colorado Springs tax delinquency choose us.

What if my Colorado Springs property already has a tax lien certificate sold?

Even after a tax certificate is sold to an investor, Colorado provides a redemption period during which you can pay off the certificate plus interest and reclaim your property. BuyHousesInCash can buy your home and redeem the certificate at closing during this window. Don't wait until the redemption period expires — call us as soon as possible.

Can I sell my Colorado Springs home if I'm behind on income taxes too (IRS lien)?

Yes. Federal IRS tax liens against you personally do attach to Colorado Springs real estate. The IRS has procedures (Form 14135) to discharge a property from the lien at closing in exchange for paying the lien amount or a portion. BuyHousesInCash works with title companies experienced in IRS lien discharges. Colorado state tax liens follow similar processes.

How much does my Colorado Springs, Colorado property need to be worth to make this work?

The math has to work — sale proceeds need to cover the back taxes plus our offer price. If you have $50,000 in back taxes on a $200,000 Colorado Springs home, we have plenty of room. If back taxes are $180,000 on a $200,000 home, the offer becomes minimal. We'll run the numbers transparently and tell you what you'd net before any commitment.

What if I'm behind on taxes AND mortgage in Colorado Springs?

Common scenario. Both get paid off at closing from sale proceeds. The title company disburses to the lender (mortgage payoff) and the Colorado tax collector (delinquent taxes), then any remaining equity goes to you. We handle multi-creditor closings in Colorado Springs regularly — it adds about 3-5 days to closing time but isn't a deal-breaker.

Can the county or city stop my Colorado Springs tax sale once I have a buyer?

Most Colorado counties will postpone or cancel a scheduled tax sale once they receive proof of a pending sale to a buyer who will pay off the delinquent taxes. BuyHousesInCash' title company submits the contract and proof of funds directly to the Colorado Springs tax office to halt the sale. We've stopped tax auctions with as little as 5 days notice.

Will selling for back taxes hurt my credit?

Selling to BuyHousesInCash doesn't directly impact credit. The negative items — late mortgage payments, judgments, the tax lien itself — already affect your credit. Selling clears those liens, which over time helps your credit recover. Compare to a tax sale: losing the home plus continued lien on credit report. The voluntary sale is almost always the better credit outcome.

What Colorado Springs Sellers Most Often Ask

How much do cash buyers pay for Colorado Springs homes with back taxes?

Cash buyers in Colorado Springs, CO typically pay 70-85% of after-repair value, then deduct the tax owed to El Paso County from the seller's net. The seller still walks away with positive proceeds in most cases.

Do I pay fees when selling a tax-delinquent house for cash in Colorado Springs?

No. Colorado cash buyers cover standard closing costs including title work, recording fees, and tax-payoff processing. The El Paso County back taxes are paid from sale proceeds, not on top of the offer.

Are cash buyers for back-tax homes in Colorado Springs legitimate?

Most established Colorado cash buyers handle back-tax properties as standard business. Verify with BBB rating, proof of funds, physical El Paso County business address, and online reviews. Avoid anyone who asks for upfront payment to 'help' with taxes.

Common Questions from Colorado Springs Sellers

Can I sell my Colorado Springs home if it's already been sold at a Colorado tax-lien sale?

Possibly. Colorado provides a statutory redemption period after most tax sales. Within that period, the original owner can redeem and sell. Outside the period, the tax-deed holder controls the property.

Will tax-lien-buyer claims on my Colorado Springs property complicate the sale?

Sometimes. We resolve them at closing. BuyHousesInCash title in El Paso County identifies lien buyers and pays them their statutory return, freeing the property to transfer.

Common Colorado Springs Seller Concerns

Multiple-year tax delinquency in El Paso County compounds: each year's delinquency carries separate interest and penalty schedules. Colorado Colorado Springs homeowners with 3+ years delinquent face larger payoff amounts than recent delinquencies. BuyHousesInCash addresses multi-year situations as standard practice.

IRS tax liens — separate from property tax — also affect Colorado Springs home sales. Federal liens attach to all real estate owned by the debtor. When the property sells, the IRS gets paid from proceeds before the homeowner sees anything, but Form 14135 (Certificate of Discharge) can clear the lien from the specific property at closing. BuyHousesInCash title teams handle this routinely in El Paso County.

Most El Paso County tax sales use a certificate-auction process where investors bid on the right to collect the delinquency plus interest. The homeowner retains a redemption window (often 1-3 years in Colorado) during which they can pay off the certificate plus accumulated interest and reclaim clean title. BuyHousesInCash regularly closes during this redemption window, paying the certificate as part of the closing.

Tax-sale redemptions in Colorado are governed by statute C.R.S. and vary in length from a few months to several years. El Paso County's specific redemption period is published on the assessor's website. BuyHousesInCash closes during any redemption window, paying the redemption amount as part of the closing settlement statement.